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What you want to know about the theft of medical identity?

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  • What is medical identity theft?
  • How to protect your medical information before theft
  • How to know if someone uses your medical information
  • what to do if someone uses your medical information

What is medical identity theft?

Medical identity theft is when someone uses their personal data - such as their name, the social security number, a health insurance account number, or the Medicare number - to see a doctor, prescription drugs, buy medical equipment, to buy claims with your insurance provider, or Other medical care.

If the thief's health information is mixed with them, it could affect medical care that you can get, or the health health insurance you can use. It could also violate your credit.

How to protect your medical information before theft

Here you can do to protect your medical information.

protect documents that contain your medical information

Store your medical records, health insurance documents and other documents with medical information in a safe place. These can include

  • registration forms for health insurance
  • Health Insurance Cards
  • Recipes
  • prescription cylinders
  • billing statements from your doctor or other medical provider
  • Explanation of the benefits from your health insurance

A Explanation of the power statement tells you that the doctor you visited, the date of your visit, the services that the doctor visited the cost of these services, how much your health insurance Cover, and how much you have to pay.

If you decide to get rid of these documents, they rip them before they throw them away. If you have no shredder, look for a local Shred Day. If it's something that's hard to tear - like a prescription bottle - use a marker to block medical and personal information.

If you receive statements with medical information in the e-mail, take your e-mail as soon as possible from the mailbox.

In order to limit the amount of medical information that you receive by e-mail, you should receive your medical bills or explanation of the performance instructions online.

ask questions before issuing your medical information

Some medical offices could request their social security number to identify them. Question if you can use a different identifier or only the last four digits of your social security number.

If another organization asks for information such as your health insurance account number or the Medicare number, or for details about your health, first ask these questions:

  • why do you need it?
  • How do you protect it?
  • Are you going to share it? If so, with whom?

Protect your medical information from cheats online and on your phone

Do not give your medical information to someone who calls you unexpectedly, e-mails or texts calls. It could be a scammers who tries to steal their information.

Instead, log in to your online doctor account from a website that you know is real. Or contact the company or the provider using a telephone number you know is real.

How to know if someone uses your medical information

In addition to taking steps to protecting your medical information, it pays to know how someone uses your medical information.Here are some warning signs:

  • You will receive an invoice from your doctor for services that you did not get.
  • You notice mistakes in your explanation of the service statement as services you have not received, or prescription drugs that you do not take.
  • You will receive a call from a school collector about a sickness that you do not owe.
  • You check your credit report and see medicines that you do not recognize.
  • You will receive a notification from your health insurance company that you have achieved your benefit limit.
  • You will refuse insurance coverage, as your medical records show an existing condition you do not have.

What to do if someone uses your medical information

If you think that someone assumes your personal information to see a doctor, you will receive prescription drugs, buy medical devices, set claims with your insurer or download other medical care by using them Steps help to limit the damage.

Check your medical records and report mistakes

1. Get your medical records. Contact every doctor, clinic, hospital, pharmacy, laboratory and health insurance, in which the thief has used your information. Explain the situation and ask for copies of these medical records. You may need to request records and pay fees to obtain copies of your records.

If the provider rejects the provider of copies of the records to protect the data protection rights of the Identity Thief, you can insert. Contact the person listed in the termination of the provider of privacy practices, the patient representative or the Ombudsman. Explain the situation of this person and ask for your medical records.

2. Check your medical records . Look for errors, such as visits as you did not have, and services you did not get.

3. Report an error. Report all errors in your health service provider in writing. Insert a copy of the medical record that shows the wrong information and explain why it's wrong. Send the letter to a way you can pursue it, and confirm that someone got it, like certified mail.

Your health service provider must respond to your request within 30 days and must inform other health service providers that have the same mistakes in their records.

Check your credit reports and report medical billing errors

1. Get your credit reports. Get your free credit reports from the three credit offices in or call .

2. Check your credit reports. Look for medical invoice errors, such as Medical Debt Collection notifications that you do not recognize.

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